TERMS AND CONDITIONS:
Please carefully read the terms and conditions below before applying for any of Services from this Application. By applying Services from this Site Application, whereas it is by phone, or by any other available channel, you agree to be bound by these Terms and Conditions.
These Terms and Conditions describe the general online loan application terms and conditions between us and you and the different rights and obligations of the Parties.
Subject to applicable laws and legal regulations in force, we may, in our discretion, from time to time amend or otherwise modify the Terms and Conditions of Use. We recommend that you carefully read these Terms and Conditions, each time you order online, as they may affect your rights.
Section 1: Introduction
We are Nzuri Trust operating under Nzuri Trust Limited a limited liability company duly registered under the laws of Uganda under Registration Number 80010000725139
Contact us on Telephone Number 0200912321
Our website is www.nzuritrust.com
Our email is nzuri.trust@gmail.com
Section 2: Definitions
2.1. “Agreement” references these Terms and Conditions (T&Cs), the Privacy Policy, any other instructions provided to you and any other form we might provide to you
2.2. By “Privacy Policy” we mean the policy accessible on our Application/Website which details how we collect and store your personal data.
2.3. “You”, “your” and “yours” are references to you, the person accessing this Application/Website, and applying for Services we display on it. Access through any other channel provided by Nzuri Trust will also bind you to these Terms and Conditions
2.4. “we”, “us”, “our”, and ” Nzuri Trust” are references to the Loan Application.
2.5. “Service” or “Services” is a reference to loan application any other service which we may supply and which you may request for via our Application/Website
2.7. “Application/Website” is a reference to our Nzuri Trust Mobile Application/Website platform on which we offer our services.
Section 3.0: Applying for a loan
3.1. By placing applying for a loan through our mobile Application/Website, you enter into an agreement with Nzuri Trust with respect to the processing of that loan and disbursing it to your Nzuri account. You agree to take particular care when providing us with your details and warrant that these details are accurate and complete at the time applying. This Agreement will remain in full force and effect while you use the Application/Website until termination. Even after your registration is terminated, certain sections of this Agreement will remain in effect
3.2. When applying from this Application/Website you may be required to provide an e-mail address and password. You must ensure that you keep the combination of these details secure and do not provide this information to a third party.
3.3. Any loan application that you place in our website or related platforms is subject to approval, and disbursement by us. Once you place an apply for a loan online, we will send you text message to confirm that we have received it.
3.4. Once the loan is disbursed you will receive an SMS confirmation of the same.
3.5. If the loan is rejected, the status on the Application/ Website will reflect the same
Section 4: Cancellation
4.1. You must notify Nzuri Trust through a phone call if you decide to cancel your loan. Only cancellations that are made and received loan is disbursed shall be worked on.
4.2. Once your cancellation is accepted, we will undo the loan with in a hour.
Section 5. Intellectual Property Rights
5.1. You hereby acknowledge that all rights, titles and interests in the content, arrangement and layout, the trademarks, service marks, text, including but not limited to rights covered by the Intellectual Property Rights, are proprietary to Nzuri Trust, and that You will not acquire any right, title, or interest in or to the site or its content except as expressly set forth in this Agreement. You will not modify, adapt, translate, prepare derivative works from, decompile, reverse engineer, disassemble or otherwise attempt to derive source code from any of our services, software, or documentation, or create or attempt to create a substitute or similar service or product through use of or access to the Application/Website or proprietary information related thereto.
Section 6: Information
6.1. Where we have requested information from you to provide our Services you agree to provide us with accurate and complete information.
6.2. You authorize us to use, store or otherwise process your personal information in order to provide the Loan Services to you and for marketing and credit control purposes. The Purpose may include the disclosure of your personal information to selected third parties from time to time where we believe that the services offered by such third parties may be of interest to you or where this is required by law or in order to provide the, our Service to you. More information can be found in our Privacy Policy.
Section 7: Complaints
7.1. We take complaints very seriously and place customers at the core of our processes
7.2. We aim to respond to your complaints within 24 business hours. Please submit any complaints to the following email address, nzuri.trust@gmail.com
Section 8: Limitation of Liability
8.1. Great care has been taken to ensure that the information available on this Application/Website is correct and error free. If it came to occur, we apologize for any errors or omissions that we might publish in our Application/Website. We cannot warrant that use of the Application/Website will be error free or fit for purpose. We will take our best to correct such errors in a timely and effective manner. Also, neither can we warrant that the site or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy, reliability of the Application/Website and we do not make any warranty whatsoever, whether express or implied, relating to fitness for purpose, or accuracy
8.2. By accepting these terms of use you agree to relieve us from any liability whatsoever arising from your use of information from any third party, or your use of any third party Application, or your consumption of any baked goods from Nzuri Trust Mobile Application.
8.3. We disclaim any and all liability to you for the disbursement of loans to the fullest extent permissible under applicable law. This does not affect your statutory rights as a customer. We cannot accept any liability for any loss, damage or expense, including any direct or indirect loss such as loss of profits to you, howsoever arising.
8.4. We do not accept any liability for any delays, failures, errors or omissions or loss of transmitted information, viruses or other contamination or destructive properties transmitted to you or your computer system via our Application.
18.5. We shall not be held liable for any failure or delay in processing your loans where such failure arises as a result of any act or omission, which is outside our reasonable control such as all overwhelming and unpreventable events caused directly and exclusively by forces of nature that can be neither anticipated, nor controlled, nor prevented by the exercise of prudence, diligence, and care, including but not limited to: war, riot, civil commotion; compliance with any law or governmental order, rule, regulation or direction and acts of third parties
8.6. The services offered by us are provided for private consumer use only. Accordingly, we do not accept liability for any indirect loss, consequential loss, and loss of data, loss of income or profit, loss of damage to property and/or loss from claims of third parties arising out of the use of the Application or for any services acquired from us.
8.7. We have taken all reasonable steps to prevent Internet fraud and ensure any data collected from you is stored as securely and safely as possible. However, we cannot be held liable in the extremely unlikely event of a breach in our secure computer servers or those of third parties
8.8. Offers are subject to Nzuri Trust discretion and may be withdrawn at any time and without notice.
Section 9: General
9.1. All charges and interest of our services are in Uganda Shillings.
9.2. We may subcontract any part or parts of the Services that we provide to you from time to time and we may assign part or parts of our rights under these T&Cs without your consent or any requirement to notify you.
9.3. We may alter or vary the Terms and Conditions at any time without notice to you.
9.4. Do not use or launch any automated system or program in connection with our Application/Website or its online ordering functionality.
9.5. Do not collect or harvest any personally identifiable information from the Application, use communication systems provided by the website for any commercial solicitation purposes, solicit for any reason whatsoever any users of the Application with respect to their submissions to the website, or publish or distribute any vouchers or codes in connection with the Application, or scrape or hack the Application
9.6. The Terms and Conditions together with the Privacy Policy, any applications constitute the entire agreement between you and us. No other terms whether expressed or implied shall form part of this Agreement. In the event of any conflict between these T&Cs and any other term or provision on the Application, these T&Cs shall prevail
9.7. If any term or condition of our Agreement shall be deemed invalid, illegal or unenforceable, the parties hereby agree that such term or condition shall be deemed to be deleted and the remainder of the Agreement shall continue in force without such term or condition
9.8. These Terms and Conditions shall be governed by and construed in accordance with the laws of Uganda. The parties hereto submit to the exclusive jurisdiction of the courts of Uganda. All dealings, correspondence and contacts between us shall be made or conducted in the English language
9.9. No delay or failure on our part to enforce our rights or remedies under the Agreement shall constitute a waiver on our part of such rights or remedies unless such waiver is confirmed in writing